Self Improvement Tips That Will Make Your Life Better (Finances and Career)
1. Check your financial accounts daily.
This habit will keep you informed on the reality of your financial situation. It’s a simple action that can pay off big.
2. Spend less than you make.
This rule is so simple, but so hard to follow for so many people. If you live by this rule, you have a shot at building an extraordinary financial future. Learn how to start a budget to get started.
3. Save a 3-6 month emergency fund.
Because emergencies happen to everyone and having cash will lessen the stress. Learn how to save an emergency fund that actually lasts.
4. Check your credit reports annually.
This will help you know whether your identity has been compromised and what your credit score is. I put this on my calendar to do every January, which helps keep it as a habit. Here’s a step by step guide that walks you through how to check your credit reports.
5. Get out of debt.
Debt holds you back from options. It requires you to be a “slave to the lender” as they say. Learn how to get out of debt and stay out.
6. Pay off your credit cards in full every month.
If you don’t, you’ll be paying interest that compounds over time. You can build credit by paying off your credit card in full every month.
7. Make more money.
If you have an income problem (meaning you don’t make enough money to cover your expenses and reach your financial goals), then find ways to make more money.
8. Pay yourself first.
You’re always going to find ways to spend your money, even with pay increases. To make sure you’re saving, auto-deposit money into a savings account immediately when you’re paid. Learn how to automate your savings.
9. Put more financial margin in your budget.
Find ways to cut spending and make more money so you have more money left at the end of the month as a buffer. Remember, it’s better to want than to owe.
10. Spend money on experiences (not things).
Research shows spending on experiences results in being happier. You will remember the experience you had and not the stuff you bought.
11. Save for retirement.
If you want to retire one day, you need to plan for it. The earlier you start, the more you benefit from compounding interest. Read my Retirement Blog Posts to get started.
12. Hire a financial advisor if you can afford it.
Having the right professional manage your money can give you an advantage and help you succeed financially. But make sure you hire the right advisor for you.
1. Do work that fulfills you.
This will make every day fly by. You’ll be happier and content with your life. Don’t give up until you find it.
2. Quit your job if you hate it.
Life is too short to spend it doing something you hate. That’s why I quit practicing law to become a financial planner and blogger. I couldn’t be happier!
3. Find ways to work from home.
There are so many ways you can make money from home. If you can with your full time job, that’s great. If you can’t, then find other ways to increase your income streams.
3. Get a mentor.
A mentor is a professional coach of sorts. Having someone you trust who is doing what you want to be doing can pay off big time.
4. Dress for the job you want.
It pays to be well dressed for the job you want. People will see you in that roll. This advice is worth so much if you actually do it.
5. Remember that likeability matters to work.
There are studies that show likeability is one of the most significant factors in getting hired and promoted. Make an effort to fit in with the culture.
6. Take constructive feedback positively.
This can help you grow and become better at your job.
7. Give praise to people you work with.
Doing this publicly will make people feel appreciated, and they’ll like you more for it, too.
8. Focus on increasing the skills you’re good at and outsourcing what you’re bad at.
You’ll get more done, enjoy what you’re doing more, and find more down time if you do this. Don’t waste time focusing on what you’re bad at. Get someone else to do it who is good at it.
9. Develop leadership skills.
Learning how to be a good leader will prepare you for your career and for life.
10. Read books about career development.
Enhance your skills by reading about career development. This will help you excel faster because you will grow faster.
Collected and edited by HR Strategy’s Customer Service
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